In 2012 we bought a new three piece, we had the money saved up to buy it but it was offered on interest free credit, so we paid the savings into the mortgage account & paid for the three piece monthly. We've just paid the last payment so we've started a Standing Order for the same amount to be paid towards the mortgage. This is on top of another standing order we pay monthly towards the mortgage. We have tried to increase the mortgage payments themselves but the mortgage company like to make this as difficult as possible.
I earned £60 dog sitting this week & I'm just waiting for another payment of £150 for my old car & one of £25, payment for Henry vacuum cleaner to hit the bank account & then another £235 will also be paid off the mortgage. Sometimes we can go months with no extra apart form the standing orders coming off the total, other times like this month we seem to have lots extra.