The heating at home is set to frost setting to ensure no damage occurs if we get a sudden cold snap. If it's very cold we'll turn the thermostat up a bit, but if hubby is comfortable in a short sleeved tea shirt, then I put an extra cardigan on & make a hot drink before turning the heating up & when I'm sitting down I have one of my home made quilts or crochet blankets over my knees, but I refuse to walk round looking like the Michelin man just to keep warm. Part of my problem is not being able to wear tights or trousers; it makes it harder to stay warm wearing just dresses.
We are going to a wedding reception in February, I've been looking in the local charity shops for something to wear, but nothing so far. If I don't find anything I'll team up one of my work dresses with a jacket to smarten it up. I've had another clear out of my wardrobe, I had a few dresses that I wasn't comfortable wearing with hold-ups, so they have gone in the bin, so now I've just 3 winter dresses, 3 jackets & 4 cardigans in my wardrobe. I certainly cuts down on the 'deciding what to wear' time.
I'm spending an hour or so every evening decluttering & sorting, I have one item to ebay & I'll list some specialist books on Amazon, but the rest I will donate to the local charity shop.