I don’t often write about the fact that our lifestyle could be seen a quite frugal. We don’t go out on a regular basis, rarely drink, neither of us smoke & unlike some of our colleagues we don’t shop as a hobby. Yes we buy things but only when we can afford them & never on a whim.
This is just our life & we are happy & comfortable, we aren't on the breadline by any stretch of the imagination but it does mean our life could be seen as boring.
We are no longer as skint as we used to be, but old habits die hard. Last weekend for instance I defrosted a chunk of turkey left over from Christmas. We had roast turkey for Sunday lunch & the rest was used in turkey sandwiches & turkey supreme. I served the turkey supreme on Saturday with vegetable rice using up half an onion a couple of bruised mushrooms and a handful of frozen peas. Last night I used up the last of the potato from Sunday, added some spinach & made bubble & squeak which I ate with a poached egg.
Our diet tends to be fairly monotonous, not through lack of money but because hubby is a fussy eater & a creature of habit, this actually makes things easier as I don’t have to make many decisions on what to eat as it tends to be the same 10 meals in a repeating cycle. And at least everything is cooked from scratch.
Hubby & I have helped a young couple we know start to cook proper meals for themselves & their toddler, they no longer feed the child on sausage with bought in mashed potato every day. They now make sausage casserole, spaghetti Bolognese & chicken casserole every week and they are gradually adding to their repertoire of recipes.
I delayed my pension for a year & then requested a lump sum, this is still in the bank & has been added to, we were intending to pay it directly off the mortgage, but Santander are proving very difficult & with a possible move on the cards we’ll keep the money tucked away for now.
It’s payday on Thursday, hubby & I both pay an amount into the joint account to pay the bills, what we have left over is ours to spend on what we want/need.
As of next month my reduction in hours means, obviously a reduction in pay so my left over cash is going to be a very small amount but as all I buy is a little yarn occasionally I’m hoping this won’t be a problem.
If I told hubby I was short I could of course reduce my contribution, but I tend to be a bit obsessive about paying my way, so I won’t say anything unless I’m really struggling.