After a reshuffle at work hubby and I have come to a decision, he had his staff review last week, I had mine on Thursday.
I'm getting a pay cut of £120pa, but I do still have a job (redundancies were threatened).
Some people have lost as much as £3000, most have lost about £1000.
There are a lot of very annoyed support staff at work now, some in floods of tears.
Teaching staff are not being affected, it is always us at the bottom end of the scale who take the financial hit.
Hubby's job has been restructured and his position is untenable, he still has not fully recovered from losing his mum and the current stress is beginning to take it's toll on him already.
I am putting my house on the market, in some ways I am gutted, I fought so hard to get the house, which was a wreck, hubby worked hard to make it liveable.
This has had to be my decision as the house is in my sole name, but I think it is the correct decision for us.
We have decided to downsize so hubby can get out of what is rapidly becoming a toxic situation at work.
He is looking for another job but as he is 60 it is not going to be easy.
I'm madly decluttering, so much stuff to get rid of, I'm making copious lists, which stuff to give away, which stuff to sell. Which stuff will fit in a one bed place.
If we end up with one bed flat I may be able to keep my sewing machine, if we can only manage a studio apartment then I'll be lucky to keep even a crochet hook.
We are dog sitting this weekend, next weekend we are going to B&Q.
We need to get top dollar for this house so there are a few jobs we need to do to bring it up to scratch. I used to be a big fan of The House Doctor, so I am approaching my decluttering with that in mind.
We need to stay fairly local so I can still get to work and I can still support my DD. We will also put our name down for an allotment, so hubby can still enjoy his hobby.
I've cancelled Sky, downgraded our phone tariffs and bought a jar of peanut butter for me and some thinly sliced ham for hubby so we can take sandwiches to work from now on.
Yesterday I was offered 3 weeks cat sitting, this will make up the shortfall in my wages so I accepted gratefully.