Every four weeks I receive my state pension, once my pension is in my account I move anything left from last month's pension into my savings account. Some months it gets moved back if I have a big expense. But mostly I manage to save enough to pay the service charge where I used to live.
Next I transfer some money to my daughter towards the mortgage payment for the bungalow. My only regular payments are the service charge for where Steve is living, for here it's water, insurance, electric, internet and the milk bill, these all come straight from my account. Other expenses are for food and the social events, £10 a week for two Autumn group meetings, at both there is food, enough so that I miss my next meal as I'm not hungry and £5 a month plus a raffle prize for the pensioner's lunch and I don't eat another meal after that either.
I've spent a lot of money since I moved in on furniture, bedding and kitchen equipment. I also bought a pair of shoes as mine are wearing out. I think I've got everything I need now so hopefully I can build my savings back up.