I've just received the final bill from the vets.
They want another £49.34 on top of the £500 plus I have already paid.
I've paid in excess of £2500 premiums in the years I've had Beano.
The insurance company don't want to cough up
This is the first time I've claimed in the six years we've had him.
I've cancelled the insurance and I'm paying the same amount into a separate savings account from now on.
11 comments:
I don't blame you, they're an absolute rip off, come to claim anything and they'll use every loophole that they can conjure up to not to pay a penny
We do the same - am convinced over 30 years of pet owning we are better off
I hope you've sent a strongly worded letter to the insurance company, quoting those figures and telling them exactly what you think of their thieving ways. I'd also demand some money back - and I'm damned if I would pay them any more. You can't possibly owe them money; they owe you!
I've not read anything good about pet insurance. It's why in 23 years of having cats, we never got it, although we damn well could have used it. It's like "long term care" insurance scams here in the states. So many charlatans claiming it will pay this and that. And they don't. My Mom and Dad sunk $30,000 into a long term care insurance policy, and it wouldn't pay anything for them when they needed a nursing home. Nothing. So many clauses that caused them not to "qualify." Buyer beware.
I've thought about not having insurance but with 4 I am scared not to - There are several exclusions though which is concerning x
I do not have a dog now and one reason is the huge increase in veterinary charges, way above the general rise in cost of living, which I suspect is due to the change to corporate nature of most veterinary practices from individually owned and run practices combined with a belief that everyone now has insurance and my suspicion about the efficacy of insurance seems to be born out by the comments.
Did the insurance company give you a satisfactory reason for not paying out.Do you grounds to dispute their decision.?
Btw I'm very glad Beano is OK. He's such a cutie
I do not have a dog now and one reason is the huge increase in veterinary charges, way above the general rise in cost of living, which I suspect is due to the change to corporate nature of most veterinary practices from individually owned and run practices combined with a belief that everyone now has insurance and my suspicion about the efficacy of insurance seems to be born out by the comments.
Did the insurance company give you a satisfactory reason for not paying out.Do you grounds to dispute their decision.?
Btw I'm very glad Beano is OK. He's such a cutie
You might help others by telling us the name of the noninsurers. As we had so many cats we decided we couldn't afford to insure each one so - we put as much as we could into a separate savings jar for the times we would need it. Much better. glad Beano is Ok again, hope you also feel well, have a good weekend, hope you can spend time with the new baby and your children. Elaine x
My cats have had their own designated credit card for many years. This serves not only as a running total reminder of their "operational costs" but also as a generous credit line for emergency medical expenses should the need arise. And it has. So glad that Beano is on the mend -- that's some comfort, at least!
The only time we have ever had pet insurance they refused to pay out when we needed them to. Ever since I make sure I always have my credit card completely paid off every month and if the worst came to the worst I could use that for any unexpected vet bills. The insurance companies are in it to make money for themselves not to actually help any of their customers.
I remember a consumer programme about pet insurance. They said that the first policy was really generous, but with each annual renewal, the policy changes and becomes more restrictive. Because people tend to auto-renew and not check, they don't notice until it's too late.
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